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In Canada, the seller typically pays the commission — usually 4-5% of the sale price, split between buyer's and seller's agents. As a buyer, you generally don't pay your agent directly. Some buyer's agents charge flat fees or offer rebates.

Legally, no. But a good agent brings market knowledge, negotiation skills, access to listings, and handles the complex paperwork. For sellers, agents typically get 5-15% more than FSBO sales. For buyers, your agent costs you nothing (the seller pays).

Look for: local market expertise in your specific neighbourhood, recent transaction history (ask for their last 10 sales), communication style that matches yours, Google reviews above 4.5, and willingness to explain their strategy. Interview at least 2-3 agents.

An agent is licensed to help buy/sell real estate. A broker has additional education and can own a brokerage or work independently. For most buyers and sellers, the distinction doesn't matter much — focus on experience and local expertise.

It can simplify things, especially with timing. But it's not required. Some agents specialize in listing (selling) while others focus on buyer representation. If your agent is strong in both, using one agent can give you better coordination.